I have to confess…

Friday 26th September, 2008 - £7,926.83 in debt…

Harumph. It’s getting towards the end of the month and I haven’t paid anything off. I suppose it’s confession time.

There’s something I haven’t told you, trusted reader. I’ve only been to my temping job for two days in the last… what is it? Six weeks? Something like that. I was hoping not to have to mention it, but here I go. You see, ever since my teens I’ve had problems with my back - it just doesn’t stand up to the normal rigours of everyday life, and it can’t really cope with full-time office work. This is why freelancing was such a good idea. I should have quit while I was ahead.

Anyway, my boss has been incredibly lovely and understanding about the whole thing and I’m going to see him next week to work out a plan whereby I can do lots of work from home.

But that doesn’t help with this month’s money situation. Because I’ve been freelancing a fair amount and doing AQA work on the side, I’ve still got money coming in, but it will be another couple of weeks before I see it. Because of petrol costs, food shopping and a fat cat who needs to be vaccinated against various catty diseases, I’ve even had to start using my Tesco credit card again. The shame.

Luckily, there have been a couple of months recently where I’ve paid off a lot more than the intended £470, so I’m not crying into my Sainsbury’s Basics Fruit ‘n’ Fibre just yet. Even if I have to give up the temping job, I’m still going to be earning money from home so I’m just going to have to manage my money a bit better from now on. 

It will be a new chapter in my life and my debt-paying-off experience: getting rid of almost £8,000 of debt without a weekly income. I’ll tell you what: if I had to worry about Christmas looming and paying for a foreign holiday, I might be a bit worried. Oh, hang on…