Comments on: Olivia Buck Needs Debt Help - Day 7 http://blog.consumerchoices.co.uk/2008/05/07/olivia-buck-debt-diary-angry/ Just another WordPress weblog Sun, 12 Oct 2008 00:07:48 +0000 http://wordpress.org/?v=2.5 By: ConsumerChoices Blog - Barclaycard Woes - Olivia Buck Needs Debt Help - Day 146 http://blog.consumerchoices.co.uk/2008/05/07/olivia-buck-debt-diary-angry/#comment-284 ConsumerChoices Blog - Barclaycard Woes - Olivia Buck Needs Debt Help - Day 146 Tue, 23 Sep 2008 22:28:17 +0000 http://blog.consumerchoices.co.uk/?p=45#comment-284 [...] on my card. They said they’d do both of these things, but in practice they did neither. The second time I spoke to them, they again said they’d block my card, but then they sent out a shiny [...] […] on my card. They said they’d do both of these things, but in practice they did neither. The second time I spoke to them, they again said they’d block my card, but then they sent out a shiny […]

]]> By: Jon http://blog.consumerchoices.co.uk/2008/05/07/olivia-buck-debt-diary-angry/#comment-46 Jon Thu, 08 May 2008 15:47:25 +0000 http://blog.consumerchoices.co.uk/?p=45#comment-46 Hi Ms Buck I think that this is a clear example of all credit card customers are equal but some are more equal than others (was that Orwell)? They want to retain customers who spend more rather than helping those that need to pay off their debt. With regards to helping you manage/reduce your interest and payments, if the Tesco card has interest free until October, is it worth checking their balance transfer rates/policy and get that Barclaycard debt transferred to a zero/lower rate. NB - this is also a great negotiating ploy with Barclaycard: "Can you reduce my interest rate because if not, then I'll pay it all off now (via the Tesco card) and cancel the Barclaycard. Tell you what: I bet £10 this gets you a 5% or greater reduction in the Barclaycard rate. Hi Ms Buck

I think that this is a clear example of all credit card customers are equal but some are more equal than others (was that Orwell)?

They want to retain customers who spend more rather than helping those that need to pay off their debt.

With regards to helping you manage/reduce your interest and payments, if the Tesco card has interest free until October, is it worth checking their balance transfer rates/policy and get that Barclaycard debt transferred to a zero/lower rate. NB - this is also a great negotiating ploy with Barclaycard:

“Can you reduce my interest rate because if not, then I’ll pay it all off now (via the Tesco card) and cancel the Barclaycard.

Tell you what: I bet £10 this gets you a 5% or greater reduction in the Barclaycard rate.

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